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I would like to thank you for all the things you did for me. To refinance the impossible deals. |
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—Aida A..
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Rates and Fees are subject to change without notice. We are not responsible for any rates that may change prior to lock confirmation.
Don't see a program or rate that meets your expectation, sign up for RateWatchers and we'll e-mail you when rates reach the level you want!
Interest Rate Lock-In Policy
Please note: Rates and fees are subject to change without notice. Your interest rate may vary depending on your qualifications and loan amount.
Conforming Loans Up To $417,000
| CONFORMING 30 YEAR FIXED |
| RATES |
6.000 |
6.250 |
6.375 |
6.625 |
| POINTS |
2.125 |
1.625 |
1.000 |
0.500 |
| APR |
6.221 |
6.425 |
6.490 |
6.693 |
| CONFORMING 20 YEAR FIXED |
| RATES |
6.125 |
6.375 |
6.625 |
6.875 |
| POINTS |
2.000 |
1.625 |
1.125 |
0.375 |
| APR |
6.404 |
6.608 |
6.796 |
6.949 |
| CONFORMING 15 YEAR FIXED |
| RATES |
5.750 |
5.875 |
6.125 |
6.375 |
| POINTS |
2.000 |
1.500 |
1.000 |
0.375 |
| APR |
6.097 |
6.143 |
6.315 |
6.466 |
| CONFORMING 1 YEAR ARM |
| RATES |
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| POINTS |
2.000 |
1.500 |
1.000 |
0.500 |
| APR |
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| CONFORMING 3 YEAR ARM |
| RATES |
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| POINTS |
2.000 |
1.500 |
1.000 |
0.500 |
| APR |
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| CONFORMING 5 YEAR ARM |
| RATES |
5.375 |
5.625 |
5.875 |
6.375 |
| POINTS |
2.125 |
1.625 |
1.125 |
0.500 |
| APR |
5.588 |
5.793 |
5.999 |
6.442 |
| CONFORMING 7 YEAR ARM |
| RATES |
5.625 |
5.750 |
6.000 |
6.250 |
| POINTS |
2.000 |
1.625 |
1.125 |
0.625 |
| APR |
5.829 |
5.920 |
6.125 |
6.329 |
| CONFORMING 10 YEAR ARM |
| RATES |
5.875 |
6.125 |
6.375 |
6.625 |
| POINTS |
2.000 |
1.500 |
1.000 |
0.500 |
| APR |
6.368 |
6.506 |
6.644 |
6.782 |
Nonconforming Loans Greater Than $417,000
| JUMBO 30 YEAR FIXED |
| RATES |
7.125 |
7.375 |
7.625 |
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| POINTS |
3.500 |
3.000 |
2.500 |
0.500 |
| APR |
7.495 |
7.697 |
7.898 |
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| JUMBO 20 YEAR FIXED |
| RATES |
7.750 |
8.125 |
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| POINTS |
3.375 |
2.875 |
1.000 |
0.500 |
| APR |
8.225 |
8.536 |
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| JUMBO 15 YEAR FIXED |
| RATES |
6.250 |
6.500 |
6.750 |
7.125 |
| POINTS |
3.375 |
2.875 |
2.500 |
2.000 |
| APR |
6.811 |
6.982 |
7.173 |
7.469 |
| JUMBO 1 YEAR ARM |
| RATES |
6.750 |
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| POINTS |
3.500 |
1.500 |
1.000 |
0.500 |
| APR |
7.112 |
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| JUMBO 3 YEAR ARM |
| RATES |
7.750 |
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| POINTS |
3.500 |
1.500 |
1.000 |
0.500 |
| APR |
8.134 |
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| JUMBO 5 YEAR ARM |
| RATES |
6.500 |
7.000 |
7.375 |
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| POINTS |
3.500 |
3.000 |
2.500 |
0.500 |
| APR |
6.856 |
7.315 |
7.644 |
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| JUMBO 7 YEAR ARM |
| RATES |
6.875 |
7.125 |
7.375 |
7.625 |
| POINTS |
3.375 |
2.875 |
2.375 |
1.875 |
| APR |
7.227 |
7.429 |
7.631 |
7.831 |
| JUMBO 10 YEAR ARM |
| RATES |
7.250 |
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| POINTS |
3.375 |
1.500 |
1.000 |
0.500 |
| APR |
8.057 |
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VA Loans
| VA 30 YEAR FIXED |
| RATES |
5.750 |
5.875 |
6.000 |
6.250 |
| POINTS |
2.000 |
1.625 |
1.125 |
0.500 |
| APR |
5.956 |
6.046 |
6.125 |
6.317 |
| VA 15 YEAR FIXED |
| RATES |
5.500 |
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6.000 |
6.500 |
| POINTS |
2.875 |
2.000 |
1.375 |
0.375 |
| APR |
5.984 |
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6.249 |
6.592 |
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